More than ever, innovative and hard-working Texans need efficient and effective systems that promote economic mobility and opportunity. Currently, Texas faces two major public policy challenges. The first is that many Texans are outside the financial mainstream with subpar credit scores, low-wage income, and limited avenues for economic mobility. The second challenge is that many Texas students are academically prepared, yet lack financial preparation for college. In order to address these two issues, Texas needs a statewide collaborative platform to increase financial stability.
