The IC² Institute is an interdisciplinary research unit of The University of Texas at Austin which works to advance the theory and practice of entrepreneurial wealth creation.
Tag Archives: finance
The CAPCO program can best be described as a strategic public/private partnership that leverages private capital to fund sustainable small business growth. The policy intent was to drive capital in ways that would overcome market failures and strive to counteract … More
More than ever, innovative and hard-working Texans need efficient and effective systems that promote economic mobility and opportunity. Currently, Texas faces two major public policy challenges. The first is that many Texans are outside the financial mainstream with subpar credit … More
In 2006, Texas initiated what would become a nationwide movement toward increased state government financial transparency by posting detailed records of the Governor's office expenses online. Since then, Texas has remained a leader in the development of web-based tools for … More
Payday lending, sometimes known as a cash advance, is a small, short-term, high interest loan that is intended to bridge the borrower's cash flow gap between pay periods. Payday loans are secured by access to the individual's checking account, typically … More
In 2004, Mexican immigrants in the United States sent a record of $16.6 billion dollars to their relatives in Mexico. Cross-border consolidation of banks has created the opportunity for migrants to send money home at no cost. However, most migrants … More
In many developing countries, venture capital investing remains a nascent industry. However, investment in private equity has been picking up in Mexico and throughout Latin America over the past year as investors regain confidence in the region and learn to … More
A major change is underway in the relationship between mainstream financial institutions and the U.S. Latino population. From small independents like Second Federal Savings in Chicago to the nation's largest retail bank, Bank of America, these institutions display an intense … More
At the request of Lt. Governor Bill Ratliff in 2002, the Bureau of Business Research (BBR) examined the relationship between credit history and insurance losses in automobile insurance. With the assistance of the leading automobile insurers in Texas, the BBR … More
This report provides an analysis of technology-based entrepreneurship, R&D and university technology transfer, workforce training, financing, and industry clusters, and benchmarks the Canary Islands with other regions and small nations.
Argues that the principal contributor to changes in Japan’s political economy is the decline of Japanese governmental control over capital flows and foreign exchange rates brought about by structural “gaiatsu”, or direct foreign pressure. Differs from previous analysis of gaiatsu … More