Tag Archives: finance

Texas CAPCO and Economic Growth

The CAPCO program can best be described as a strategic public/private partnership that leverages private capital to fund sustainable small business growth. The policy intent was to drive capital in ways that would overcome market failures and strive to counteract …  More

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Connecting the Dots: Expanding Economic Opportunity in Texas Through Public-Private Partnerships

More than ever, innovative and hard-working Texans need efficient and effective systems that promote economic mobility and opportunity. Currently, Texas faces two major public policy challenges. The first is that many Texans are outside the financial mainstream with subpar credit …  More

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Government Transparency: Trends in Texas

In 2006, Texas initiated what would become a nationwide movement toward increased state government financial transparency by posting detailed records of the Governor's office expenses online. Since then, Texas has remained a leader in the development of web-based tools for …  More

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The Hidden Costs of Payday Lending

Payday lending, sometimes known as a cash advance, is a small, short-term, high interest loan that is intended to bridge the borrower's cash flow gap between pay periods. Payday loans are secured by access to the individual's checking account, typically …  More

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Banking Across Borders: The Future of the U.S.-Mexico Remittance Corridor

In 2004, Mexican immigrants in the United States sent a record of $16.6 billion dollars to their relatives in Mexico. Cross-border consolidation of banks has created the opportunity for migrants to send money home at no cost. However, most migrants …  More

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Building the Venture Capital Industry in Mexico

In many developing countries, venture capital investing remains a nascent industry. However, investment in private equity has been picking up in Mexico and throughout Latin America over the past year as investors regain confidence in the region and learn to …  More

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"The Business of the Future": Banks, Latinos, and the Changing Financial Borders

A major change is underway in the relationship between mainstream financial institutions and the U.S. Latino population. From small independents like Second Federal Savings in Chicago to the nation's largest retail bank, Bank of America, these institutions display an intense …  More

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A Statistical Analysis of the Relationship Between Credit History and Insurance Losses

At the request of Lt. Governor Bill Ratliff in 2002, the Bureau of Business Research (BBR) examined the relationship between credit history and insurance losses in automobile insurance. With the assistance of the leading automobile insurers in Texas, the BBR …  More

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Accelerating Technology-based Economic Development in the Canary Islands

This report provides an analysis of technology-based entrepreneurship, R&D and university technology transfer, workforce training, financing, and industry clusters, and benchmarks the Canary Islands with other regions and small nations.

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Structural Gaiastu: International Finance and Political Change in Japan

Argues that the principal contributor to changes in Japan’s political economy is the decline of Japanese governmental control over capital flows and foreign exchange rates brought about by structural “gaiatsu”, or direct foreign pressure. Differs from previous analysis of gaiatsu …  More

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