Publications on Insurance Losses

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Empirical Evidence on the Use of Credit Scoring for Predicting Insurance Losses with Psycho-social and Biochemical Explanations

Golden, Linda L.; Brockett, Patrick L.; Ai, Jing; Kellison, J. Bruce 2016-09

An important development in personal lines of insurance in the United States is the use of credit history data for insurance risk classification to predict losses. This research presents the results of collaboration with industry conducted by a university at the request of its state legislature. The purpose was to… Read More

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